Works for world definitely
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Remove Virus Without Using Antivirus Software
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Saturday, August 7, 2010
Cellphones to work as virtual wallet.
Over 7.5 million Nepalese now use their cell phones as effective wallets, making the Nepal a leader among rising nations in providing economic transactions over mobile networks.
In a few seconds, the transaction is permitted and the banker gives him 5,846 rupees, minus a 1% fee. He doesn't necessitate a bank account to retrieve the money.
More easily, quickly and safely transfer of money is possible by Cell phones in Kenya and South Africa which makes a great result in the world. It's spreads its net among the developing world because mobile phones are much more common than bank accounts.
The overseas worker of Nepal can send money home very safely and quickly . Previously, they sent money via a bank wire transfer, which costs 150 rupees and takes two or more days to clear. The mobile phone method costs only 50 rupees, and is nearly immediate.
"A better thing here is, wherever my family are, they can easily message me and I can send money quickly," said one of cell phone user from Singapore.
Clients also can store a figure of money on their cellphones to buy things at stores that participate in the network —this practice is going to widespread in the Nepal.
Millions of Nepalese can use their cellphones to send airtime values called "loads" to prepaid subscribers. A parent, for example, can send a 300 rupees load to replenish a child's cellphone, charged to the parent's account.
Japanese and South Korean clients have been using their cellphones as virtual wallets for several years, which systems use a computer chip implanted in handset that allows people to buy things by waving the phone in front of a sensor. The Nepalese system works on simple text messages, which cost just 10 to 20 rupees to send.
About 7.5 million cellphone users in the Nepal are avid texters. The electronic connections have fostered a culture of quick compliments and forwarded jokes. Text messages also played a key role to mobilize crowds that fueled social activities.
The Nepalese two biggest mobile service providers, Nepal Telecom and Ncell, have harnessed this penchant for text messaging to enable consumers to enter the world of e-commerce.
The cellphones which are loaded with cash values is lost or stolen, the money can't be tapped as long as the personal identification number isn't revealed. Control over the funds can be restored with a replacement SIM card from either mobile provider.
This revolutionary product will deliver financial services in a new and innovative way to change the whole system,” said chairman of Leapfrog Technologies Ram Pant.
“The banks should also focus on awareness programmes to ensure more people take advantage of this service,” said Finance Secretary Rameshwor Prasad Khanal.
“The Monetary Policy for 2009-10 has also encouraged the branchless and technology-driven banking,” he added.
Kumari bank in associate with Leapfrom Technologies offers a slightly different money transfer system, used by about 7 million Nepalese, that links cash or a debit card to a cellphone.
The cell phone users load up their phones with money via text messages. The card, which does not require a bank account, can then be used to purchase goods in establishments that accept MasterCard, or to withdraw cash from an ATM machine.
Kumari Bank's spokesman Jotindra Prasad said each time the recipient spends the money, the sender receives a transaction message. That allows the sender to see how the funds are used.
"The great facility there now is that Nepalese overseas have greater control over their funds. Believe me, that is important to them," he also added.
" We placed ourselves as an enabler for banks and other financial institutions to provide products and services to their cients in ways they would otherwise not have been able to," he said.
Aside from transferring cash and making purchases, both Kumari Bank and Leapfrog Technology also allow their users to pay bills with their phones. "Even if we remain far apart, it's like we are still together," "It's like my wallet now."
In a few seconds, the transaction is permitted and the banker gives him 5,846 rupees, minus a 1% fee. He doesn't necessitate a bank account to retrieve the money.
More easily, quickly and safely transfer of money is possible by Cell phones in Kenya and South Africa which makes a great result in the world. It's spreads its net among the developing world because mobile phones are much more common than bank accounts.
The overseas worker of Nepal can send money home very safely and quickly . Previously, they sent money via a bank wire transfer, which costs 150 rupees and takes two or more days to clear. The mobile phone method costs only 50 rupees, and is nearly immediate.
"A better thing here is, wherever my family are, they can easily message me and I can send money quickly," said one of cell phone user from Singapore.
Clients also can store a figure of money on their cellphones to buy things at stores that participate in the network —this practice is going to widespread in the Nepal.
Millions of Nepalese can use their cellphones to send airtime values called "loads" to prepaid subscribers. A parent, for example, can send a 300 rupees load to replenish a child's cellphone, charged to the parent's account.
Japanese and South Korean clients have been using their cellphones as virtual wallets for several years, which systems use a computer chip implanted in handset that allows people to buy things by waving the phone in front of a sensor. The Nepalese system works on simple text messages, which cost just 10 to 20 rupees to send.
About 7.5 million cellphone users in the Nepal are avid texters. The electronic connections have fostered a culture of quick compliments and forwarded jokes. Text messages also played a key role to mobilize crowds that fueled social activities.
The Nepalese two biggest mobile service providers, Nepal Telecom and Ncell, have harnessed this penchant for text messaging to enable consumers to enter the world of e-commerce.
The cellphones which are loaded with cash values is lost or stolen, the money can't be tapped as long as the personal identification number isn't revealed. Control over the funds can be restored with a replacement SIM card from either mobile provider.
This revolutionary product will deliver financial services in a new and innovative way to change the whole system,” said chairman of Leapfrog Technologies Ram Pant.
“The banks should also focus on awareness programmes to ensure more people take advantage of this service,” said Finance Secretary Rameshwor Prasad Khanal.
“The Monetary Policy for 2009-10 has also encouraged the branchless and technology-driven banking,” he added.
Kumari bank in associate with Leapfrom Technologies offers a slightly different money transfer system, used by about 7 million Nepalese, that links cash or a debit card to a cellphone.
The cell phone users load up their phones with money via text messages. The card, which does not require a bank account, can then be used to purchase goods in establishments that accept MasterCard, or to withdraw cash from an ATM machine.
Kumari Bank's spokesman Jotindra Prasad said each time the recipient spends the money, the sender receives a transaction message. That allows the sender to see how the funds are used.
"The great facility there now is that Nepalese overseas have greater control over their funds. Believe me, that is important to them," he also added.
" We placed ourselves as an enabler for banks and other financial institutions to provide products and services to their cients in ways they would otherwise not have been able to," he said.
Aside from transferring cash and making purchases, both Kumari Bank and Leapfrog Technology also allow their users to pay bills with their phones. "Even if we remain far apart, it's like we are still together," "It's like my wallet now."
Sunday, July 25, 2010
Net-introduction
Hi,
How does your days goes? Fine? Ok! but its not for all. You everybody hope dream, forget dreams reality and be happy. Because we want it, We like to get it & We wish to realize in every life.
Happpppppppppppppppppyyyyyyyyyyyyyyyyyyyyyyyyyyy!!!!! moments gather in every life.
I am happy.
You should be happy.
Peace! is yours. Wish for me!
To get it.
How does your days goes? Fine? Ok! but its not for all. You everybody hope dream, forget dreams reality and be happy. Because we want it, We like to get it & We wish to realize in every life.
Happpppppppppppppppppyyyyyyyyyyyyyyyyyyyyyyyyyyy!!!!! moments gather in every life.
I am happy.
You should be happy.
Peace! is yours. Wish for me!
To get it.
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